“When you’re in your 20s, it’s easy to believe you have time. Time to build savings, to start a family, to plan for the future. Conversations about wills, trusts, and health care proxies sound like something your parents or grandparents handle. You think the hard things are supposed to happen later in life. But after losing my dad at 25, I realized how fragile that sense of “later” really is.” Read more here.